Lead Relationship Director of Commercial Mortgages

Job Title: Lead Relationship Director of Commercial Mortgages

Location: North West

About the Company:

They are a UK–based financial services specialist that supports their customers across a range of products and services. They operate across a number of regional hubs across the country that serve their customers which include Small and Medium–sized Enterprises (SMEs); landlords and homeowners which may need a specialist approach to reviewing their finances.

About the Lead Relationship Director of Commercial Mortgages

As the you will have an exciting opportunity to develop both your technical, management and client servicing skills in an established but growing challenger environment.

As the Lead Relationship Director of Commercial Mortgages your responsibilities and duties will include:

Building a strong regional presence for the Bank's Commercial Mortgages team, by sourcing and progressing loan applications through to completion and to manage all aspects of direct and introduced case pipelines.

As a Lead Relationship Director of Commercial Mortgages you will have responsibility for making suitable recommendations to the Bank's credit function and high quality presentations in a skilled and articulate manner to enable growth of the Commercial Mortgages lending book in line with business strategy, whilst ensuring that all loan applications are completed within risk appetite.

Being a Lead Relationship Director of Commercial Mortgages will play a significant part in establishing and managing broker as well as customer relationships, alongside this you will also need to demonstrate key management and development/ performance skills for local lending manager and assistant lending managers.

Achieve set individual targets in a variety of areas and to contribute towards the overall performance of the Commercial Mortgage business, whilst minimising the risk of losses.

Ensure that market, sector and Regulatory knowledge is continuously developed and maintained

Carry out adhoc duties as requested by Head of Commercial Mortgages.

Mentoring of other staff to develop in sales and credit skills

About You

• Experience within the Commercial Mortgage sector, to include presentation of Mortgage Applications to Board level.
• A detailed understanding of banking credit processes
• A detailed understanding of the legal requirements, property valuation issues, legal facility offer letters and banking processes to achieve loan drawdown in a timely manner.
• Proven ability to extract key financial information for individuals, partnerships and companies
• High level of communication skills
• Ability to develop strong relationships with customers, brokers and other professional partners

Essential Skills and Competencies of the Lead Relationship Director of Commercial Mortgages

The ideal candidate will have skills/knowledge of:

• A detailed understanding of banking credit processes
• A detailed understanding of the legal requirements, property valuation issues, legal facility offer letters and banking processes to achieve loan drawdown in a timely manner.
• Proven ability to extract key financial information for individuals, partnerships and companies

Desired Skills and Competencies of the Lead Relationship Director of Commercial Mortgages

• Ability to work on own initiative as role is predominantly home based although you will be required to attend company offices to support Relationship Managers and Assistant Relationship Managers reporting directly to you
• Able to work in a target driven environment, achieving monthly origination and pipeline targets.
• Ability to work collaboratively and adapt to the business practices and culture.
• Advanced skills in negotiation
• Advanced skills in coaching

For more information about the Lead Relationship Director of Commercial Mortgages or to apply send your CV now.