VP, Commercial Banking

VP, Commercial Banking

Since 1935, First Federal Lakewood has been committed to helping Ohio residents and businesses achieve their financial goals by actively listening to and understanding their needs. As the largest independent mutual bank headquartered in Ohio, we make decisions to benefit our customers, not shareholders. We strive to consistently offer the highest quality financial products and services, while reinvesting resources into the local economy to help build a stronger community.

Our vision for the future is as clear and as strong today as it was when we first opened our doors in 1935: to grow stronger, maintain stability, and continue to put our customers and the community first in every decision we make.

Great benefits available.

FFL provides equal employment opportunity to qualified persons regardless of race, color, sex, religion, national origin, age, sexual orientation, gender identity, disability, veteran status, or other categories protected by law.

Position Summary:

The Vice President Commercial Banking is responsible for commercial banking for larger companies up to $30 million in revenue.

Duties and Responsibilities:

1. Adds value as a key member of management, understands the business, financial industry, customers and strategy.

2. Manages business development by acquiring new commercial banking business by utilizing effective calling techniques to achieve corporate growth; maintains and develops relationships with centers of influence including, accountants, attorneys, community leaders, professional and/or social organizations; attends networking, charity and corporate functions for prospecting and establishment of relationships.

3. Works closely with other departments to handle client service issues and to cross sell other bank products; handles high level executive account and loan requests to reinforce extraordinary service levels.

4. Manages portfolios and underwriting by coordinating with clients on accounts and other issues related to the commercial relationships; works with commercial team members to facilitate credit application process, perform site visits, work with underwriter to obtain decisions, and work with underwriting to perform annual reviews of assigned portfolio; identifies, evaluates, structures and documents commercial credit transactions to ensure maximum profitability with reasonable risk; monitors credit quality within assigned portfolios and takes action as appropriate.

5. Represents the bank in civic and community functions to further enhance the bank's visibility while increasing business development, acts as a mentor to credit analysts, portfolio managers, or less experienced relationship officers.

6. Attends training to continually improve sales and presentation skills, treasury management knowledge, and investment product knowledge.

7. Manages service providers and vendors effectively; structures relationships with service providers in a strategic manner; sets expectations; develops performance metrics; measures vendor performance, provides feedback and holds accountable.

8. Other duties as required.

Necessary competencies:

1. Adaptability

2. Communication Skills

3. Customer Service

4. Interpersonal Skills

5. Job Knowledge

6. Judgment

7. Leadership

8. Planning & Organization

9. Staff Development

Technical Expertise:

1. Experience in commercial lending is required.

2. Experience in sales is required.

3. Experience in commercial lending laws, regulations and guidelines is required.

4. Experience in financial services or banking is preferred.

5. Proficiency in MS Office [Outlook, Excel, Word] or similar software is required. EasyLender, Cleartouch, OnBase, various government and investor software/web portals is preferred. CRM Software is preferred.

Education & Experience:

Education: Bachelor's degree in Business Administration is required; Mater's degree is preferred.

Certification: None

Years of Experience: 7 to 10 years is required.

Years of Experience Supervising: None.

Physical Environment

• While performing the duties of this job, the employee is regularly required to lift, walk, stand, sit, bend, reach with hands and arms, climb, push/pull, use hands, and see, hear and speak.
• The employee must occasionally lift and/or move up to 25 pounds.
• The noise level in the work environment is usually quiet to moderate.

This position is performed in an office setting, five days a week with typical work hours being 8.30a through 5.15p.