Credit Lending Specialist VP - Technology/Media/Telecommunications

• Primary Location: United States,California,San Francisco
• Education: Bachelor's Degree
• Job Function: Credit
• Schedule: Full-time
• Shift: Day Job
• Employee Status: Regular
• Travel Time: Yes, 10 % of the Time
• Job ID:

Description
We're looking for a Credit Lending Specialist to join our world-class team Our Credit Lending Specialists are key partners in enabling financially responsible progress for our clients. Their independent perspective and sound risk assessment, working in partnership with our Commercial Bankers, is critical in ensuring the credit integrity of our Citi Commercial Bank (CCB) business. Be a part of the work we do to enable progress around the globe For the past 200 years at Citi, we have had a drive to help clients move from ambition to achievement. Our company has been one of the foundational components of today's modern financial infrastructure-this gives us a level of unmatched expertise in tackling the world's most complex challenges and connecting across capabilities to enable lasting progress for our clients. We attract and nurture local talent from all over the world, ensuring our people are both deeply attuned to regional needs but also bring a global mindset to help clients, communities and nations move forward. Our culture is fueled by men and women with the passion to push beyond borders and boundaries, and the wisdom and courage to do what's right. Citi's Commercial Bank embodies our unique purpose as the global bank of choice for trade-oriented, mid-sized companies who see us as trusted thought partners that bring simplicity in an increasingly complex world, client-centric solutions for long-term growth and pave the way for them to reach across borders and achieve their global vision. Successful Credit Lending Specialists should demonstrate the following behaviors Develops our People: Builds talent and teams for Citi by creating a culture of meritocracy and transparency, and celebrating excellence, initiative and courage Drives Value for Clients: Enables economic value and positive social impact for clients, companies, governments, and communities Works as a Partner: Works collaboratively across the firm and encourages others to achieve the best results for Citi and our clients Champions Progress: Champions a culture of high standards, pushes for progress, embraces change and challenges the status quo in support of Citi's vision and global strategy Lives our Values: Ensures systematically responsible outcomes while driving performance and balancing short and long term risks Delivers Results: Sets high standards and achieves performance objectives by creating a clear path toward ethical and sustainable results On a daily basis, a Credit Lending Specialist will be responsible for the following

• Partnering with risk and CCB business leaders to find the best approach to operate within guidelines around approvals, underwriting, portfolio functions and proposed cash flow lending appetite
• Managing the credit quality assessment and driving the underwriting process by gathering and analyzing data as well as making recommendations to broader credit teams
• Reviewing and trending underwriting findings while performing the necessary due diligence to monitor compliance of loans in the portfolio
• Observing the quality of the asset portfolio and promptly reporting changing conditions to business and independent risk partners
• Ensuring that the business we conduct now and in the future meets the highest ethical standards and is in accordance with credit policy, guidelines and regulatory requirements
• Championing the effective implementation of changes that may arise, remaining resilient despite shifting environments and informing teams on all credit policy updates and guidelines

Qualifications
A successful Credit Lending Specialist has these skills:

• A deep understanding of their role as a key builder and protector of the strong CCB culture that enables our teams to deliver remarkable experiences to clients
• An optimistic and proactive approach to finding new opportunities for collaboration and partnership, looking beyond immediate business silos and geographic borders
• The ability to present ideas effectively both verbally and in writing to provide a full picture of the client's credit profile
• Strong analytical abilities buttressed by a foundational knowledge of credit products, underwriting processes, valuation concepts and complex cash flow modeling
• Ability to embrace new technology and understand the role digital plays in the experience we deliver for our clients

Requirements:

• Bachelor's degree in finance, economics or accounting; Master's degree in finance or accounting (preferred)
• 5-7 years of experience working in a financial institution in a credit role (credit trained), with experience in underwriting credit to technology, media and telecommunications companies preferred
• Broad based experience in structuring complex syndicated transactions
• Extensive negotiating experience